The moment you’ve simultaneously anticipated and dreaded has arrived: your teen is now licensed to drive. That means less driving them to practice or rehearsal and more worrying about their safety on the road. However, it’s not just safety that you need to consider. With a new driver in your home, you need to ensure that your insurance policies remain cost-effective. There are three ways to save money when you add your teen to your auto insurance in Newark, DE.
Clean Driving Records
When you’re adding your teen to your policy, it’s also the perfect time to ensure that everyone’s driving records are up to date. If everyone on your policy, including your teen, has been accident-free and claim-free, you’ll likely see your rates drop. Insurance companies often reward their customers for safe driving habits.
As a parent, you’re likely to worry about your kids on the road. For this reason, it’s a great idea to install some new safety features, such as backup cameras, Bluetooth technology, or crash-avoidance systems. In addition to making your vehicle safer for your teen, these features can also reduce your premiums.
Whether you’re rewarding your teen with a new car or passing down your old one, it’s beneficial to reassess your auto policies when your teen first starts driving. Placing multiple cars on one policy is an effective strategy for saving money on auto insurance.
Contact Broadbent Insurance, Inc. today for more information about auto insurance in Newark, DE.
There’s nothing better than enjoying an afternoon boating on the water. But when the unexpected happens, it can turn your relaxing day into a financial fiasco. Boat insurance isn’t just about protecting your nautical investment; it’s also about protecting your bank account from taking a serious and unforeseen hit. Our agents can tell you more about the importance of boat insurance in Newark, DE.
In the unfortunate event that someone is injured by your boat, it’s likely that you’ll be held responsible. In addition to the emotional toll this will cause, paying for injury treatment will also lead to financial strain. An effective boat insurance policy carries liability protection for situations just like these.
The last thing you want is for your boat to sink. But if it happens, you’re responsible for removing the wreckage from the body of water—not an easy or cost-effective task. With a boat insurance policy, you’ll have the funds needed to handle wreckage removal.
If your boat leaks fuel or oil for any reason, you can be charged an exorbitant amount for the cleanup process. Without an insurance policy, you’d have to pay for this out of pocket—and that would seriously eat into your boating budget for years to come. Your best bet is to have a good boat insurance policy so you can relax and enjoy your time on the water.
Contact Broadbent Insurance, Inc. today for more information about boat insurance in Newark, DE.
No one wants to think about the end of their life. However, as we age, it becomes more and more important to have a solid financial plan for when you’re gone. Having life insurance provides you with peace of mind, but, more importantly, it ensures that your loved ones are cared for when you’re no longer around to do so. Take a minute to read about some of the most important reasons to purchase life insurance in Newark, DE.
Protecting Your Loved Ones
When your family members rely on your income, it can be a significant burden on them when that income is no longer available. With a life insurance policy, you can ensure that the people you care about have sufficient financial resources to organize a funeral, cover household expenses, and pay off your debts.
Leaving a Legacy
A life insurance policy is a good way to set your beneficiaries up for a more comfortable future. Even if you don’t have any treasured belongings to pass on, you can make a real difference in the life of a loved one by leaving them an inheritance.
Achieving Peace of Mind
Last but not least: purchasing life insurance is one of the best ways to ease your mind on a daily basis. You’re sure to enjoy the confidence you’ll feel knowing that the people you care about will be protected after you’re gone.
Contact Broadbent Insurance, Inc. today for more information about life insurance in Newark, DE.