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Posts made in March 2021

car insurance

The Benefits of Bundling Your Car Insurance With Other Insurance

Reducing expenses is on most people’s minds. That’s why insurance companies like Broadbent Insurance, Inc. offer bundles for your coverage. When you combine your car insurance in Newark, DE, with other policies, you often receive a reduced overall rate. This bundling allows you to use the same company for all your insurance while saving money. Insurance companies calculate the premiums for each of the policies and apply a discount based on your history and requirements.

Convenience & Coverage

Having all your insurance information in one place makes life much easier when you need to call on them for advice, ask about coverage, or submit a claim. There’s no scramble to figure out which company covers what; it’s all handled through one source.

Building Relationships

Building an excellent relationship and history with your insurance company can result in lower premiums and loyalty savings. Get to know your representative; they’ll be able to make suggestions and provide you with a customized bundle.

Bundling Is Better

Although households with multiple vehicles typically bundle their car insurance policies, consider bringing your house, boat, and other coverages into the fold. If you’ve just gotten married, it’s practical to combine all your insurances through one company.

The sooner you bundle, the sooner you’ll save; make the call today!

traffic stop

How Speeding Tickets Affect Your Auto Insurance Rates

Accumulating speeding tickets over time could affect your insurance premiums. Insurance companies check your driving record, and several speeding tickets often increase your auto insurance in Newark, DE. Other considerations may make you take your foot off the gas pedal:

Reduction In Payments Over Time

Typically, experienced drivers pay less for their auto insurance, but tickets can negate those gains and result in higher premiums. Keep a clean record to earn reduced payments.

Standard Coverage Loss

A storied history of accidents and tickets could result in your insurance company pulling the plug. Losing your insurance means you’ll have to look at options like state-run risk plans. They offer very high premiums that are challenging to lower.

How To Reduce Premiums After An Increase

There are a few ways to reduce your payments if your premiums have increased due to your driving record:

Become A Safer Driver

Becoming a safer driver is the best way to show an insurance company you are less of a risk.

Take a Driving Course

Auto insurance companies love to see drivers being proactive about improving their skills. Taking a course may help lower your premiums.

Change Your Coverage

If your premiums have skyrocketed, contact another auto insurance company. It’s a competitive market, and you may be able to find coverage with better rates.